Proximate nexus between the accident and the body
injury is must for accident claim in insurance matters
Death due to sun stroke during election duty
will not come under the scope of the clause "death only resulting solely
and directly from accident caused by external violent and any other visible
means" said SC confirming its earlier decision in the matter of Alka
Shukla V/S LIC ((2019)SC
The
principal laid down on the issue is that proximate causal relationship between the
accident and the body injury is a necessity plain reading of the clauses is the
guiding principle to interpret insurance contracts.
National Insurance Company Ltd. versus Chief
Electoral Officer & Ors. Civil Appeal No.4769 Of 2022; February 08, 2023
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